Freelancers can use a Rolex as collateral to cover rent, payroll, or a late...

https://romeo-wiki.win/index.php/What_If_I_Can%E2%80%99t_Repay_a_Rolex_Loan%3F

Freelancers can use a Rolex as collateral to cover rent, payroll, or a late invoice without selling a watch they value