When Smoke Destroys Your Stuff Before the Walls Give Way: What Homeowners Miss

https://thehometrotters.com/home-insurance-is-the-conversation-most-homeowners-tune-out-until-it-is-too-late/

Most homeowners assume their structure policy alone protects everything inside. You see a healthy roofline and stable drywall and tell yourself, "If the house is fine, the stuff must be fine