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Let's settle something upfront: standard travel insurance — the kind you buy for a two-week vacation in Europe — is not designed for digital nomads

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Let's settle something upfront: standard travel insurance — the kind you buy for a two-week vacation in Europe — is not designed for digital nomads

Travel insurance is one of those products people buy with vague confidence and specific ignorance. You know roughly what it does. You know it involves medical stuff and maybe flight cancellations

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I want to tell you about a Tuesday morning in Porto. I was sitting in a café on Rua de Santa Catarina, the kind of place with tiny cups and even tinier pastries, watching the city wake up through a rain-streaked window

You bought travel insurance. You feel covered. But here's the uncomfortable truth: not all travel insurance is created equal, and the policy sitting in your inbox right now might have gaps wide enough to bankrupt you

A base travel insurance policy is like a bare-bones laptop: it functions, technically, but you'll quickly discover what's missing. For occasional vacationers, the standard coverage is often fine

Most people treat "travel insurance" and "health insurance" as interchangeable terms. They are not — and for digital nomads, confusing the two is one of the most expensive mistakes you can make

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